| Show Two Identical Things |
[Visual: Two identical $100 bills side by side] "These look the same, don't they?" |
| Reveal Shocking Difference |
These are two $100 bills but when you put this one in a savings account for 30 years, it's worth $180 and if you put this one in an index fund for 30 years, it's worth $1,745. |
| Explain What Changed |
The difference is called compound growth rate. A savings account gives you about 2% interest per year, barely keeping up with inflation. An index fund like the S&P 500 averages 10% per year over 30 years. That 8% gap doesn't sound huge, but time turns it into massive wealth. Your savings account adds $2, then $2, then $2 every year. Your index fund earns money on top of money, your gains start making their own gains, growing faster every single year. |
| Connect |
This is what's stopping you from building real wealth. If you've been saving money for years and your account barely grows, it's because you're not making your money work for you. |
| Takeaway |
Keep 3-6 months of expenses in savings for emergencies, then move everything else into a low-cost index fund and let it grow. Follow for more money tips like this. |